Home & Decor Inspirations
Truth to be told, saving money are harder as you grow older. Sure, you earn more as you gain experience in your career and progress forward. At the same time, spendings that you didn’t know existed before start making themselves known. This sometimes make me wonder how do people save money for their retirement and […]
Car used to be seen as an essential in my adult life when i was young. Especially when the MRT system was not as advanced and extensive, and bus routes were usually ply with many stops, and not all buses are air-conditioned (yes, i lived through that era!), car seems like a luxury to me. […]
Continuing our previous post, How Much Can You Receive in Cash and CPF Once You Sell Your HDB?, does anything change if you are above 55 years old? What will happen to your CPF if you sell your HDB? Can you purchase another flat using your CPF once you sell your existing HDB? Let’s have […]
Landed property are considered exclusive in Singapore due to the scarcity and the limitations placed upon them. In fact, only Singaporeans and Permanent Residents (PR) of at least 5 years are allowed to purchase a landed property in Singapore. According to a research done by ValueChampion in 2018, only the top 5% of earners are […]
Simply put, the Singapore Saving Bonds (SSB) is a government-backed, almost risk-free investment, where you can get back your investment amount fully with no penalty should you decide to withdraw. How it works Unlike bonds, SSB works similarly to fixed deposit (FD). Every month start, SSB issuance will open for application with a pre-determined interest […]
Have you ever seen those advertisement in YouTube or Facebook talking about selling your HDB at a tidy profit, and using the profit to fund 2 private condos? Well, I sure did. This makes me wonder, unless you own a HDB flat that is Pinnacle @ Duxton, or anywhere in the central region, how much […]