♡ Less Thinking ♡ More Living ♡
Not me thinking I managed to maximize my interest rate in savings accounts on a single income in Singapore, only for UOB to announce that they are revising the UOB One Account interest rate. The change will be implemented coming 1 May 2024 and the most significant change is the […]
Since I took a career break in Singapore, we have officially changed from a dual-income family to a single-income family in Singapore. It is a little daunting with the sudden loss in income and we had to be more cautious with our money. We are also a lot more interested […]
Singapore Saving Bonds (SSB) is a government-backed, almost risk-free investment. It is considered a safe investment and is extremely popular amongst risk-averse investors as you can get back your investment in full with no penalty should you decide to withdraw. You can check out our guide here for more information […]
What is a DBS Multiplier Account? DBS Multiplier Account is a high savings interest account offered by DBS. High savings interest accounts are very popular in Singapore, and it is often compared to high savings interest accounts offered by other banks such as OCBC 360 Account and UOB One Account. […]
Saving money is not simple, and as we grow older, we will have more responsibilities and more expenses that make saving even harder. While income may increase over the years, spending usually will exponentially increase more than income and you observe that your saving rates decrease over the years. Usually, […]
Ever since we switched to a single-income family (career break ftw!), and our family dynamics changed with our little peanut’s birth, we have drastically shifted our salary allocation. We used to allocate a lot of our money to our fun fund meant for traveling and decompressing after a hectic year. […]