55 Years Old and Above? What Happens if You Sell Your HDB?

Continuing our previous post, How Much Can You Receive in Cash and CPF Once You Sell Your HDB?, does anything change if you are above 55 years old? What will happen to your CPF if you sell your HDB? Can you purchase another flat using your CPF once you sell your existing HDB? Let’s have […]

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How Much Must You Earn to Afford a Landed Property?

Landed property are considered exclusive in Singapore due to the scarcity and the limitations placed upon them. In fact, only Singaporeans and Permanent Residents (PR) of at least 5 years are allowed to purchase a landed property in Singapore. According to a research done by ValueChampion in 2018, only the top 5% of earners are […]

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Is Million Dollar HDB Worth the Money Spent?

Despite the economic downturn, transactions of million dollar HDB is still popping up in the news. From old HDBs to HDBs in new towns, these flats are no longer those that just MOP and are located in prime districts. Would you forked out $1million of your hard earn money for these HDBs? $1.1million Tiong Bahru […]

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How Much Can You Receive in Cash and CPF Once You Sell Your HDB?

Have you ever seen those advertisement in YouTube or Facebook talking about selling your HDB at a tidy profit, and using the profit to fund 2 private condos? Well, I sure did. This makes me wonder, unless you own a HDB flat that is Pinnacle @ Duxton, or anywhere in the central region, how much […]

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How much must you earn to afford an Executive Condominium (EC)? [2020 Edition]

It has been a long time since we first published the post on EC affordability and since then, there have been many housing policy changes pushed by HDB in tandem with the thriving economy and the higher selling price of the executive condo (EC). Most notably, would be the rise of the income ceiling of […]

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Why I Maximised The Use of CPF for My Housing Installments

Apart from the age old argument of whether to pay off your loan early, another age old argument between Singaporeans is whether you should be using your CPF for paying off your home loan installments. One side argued that you should keep it to accumulate interest for your retirement plans, while the other side believed […]

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