How Much Should You Save Per Month to Hit Your First $50k

Truth to be told, saving money are harder as you grow older. Sure, you earn more as you gain experience in your career and progress forward. At the same time, spendings that you didn’t know existed before start making themselves known. This sometimes make me wonder how do people save money for their retirement and […]

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Buying a Car? This is Why We Decided Not To

Car used to be seen as an essential in my adult life when i was young. Especially when the MRT system was not as advanced and extensive, and bus routes were usually ply with many stops, and not all buses are air-conditioned (yes, i lived through that era!), car seems like a luxury to me. […]

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55 Years Old and Above? What Happens if You Sell Your HDB?

Continuing our previous post, How Much Can You Receive in Cash and CPF Once You Sell Your HDB?, does anything change if you are above 55 years old? What will happen to your CPF if you sell your HDB? Can you purchase another flat using your CPF once you sell your existing HDB? Let’s have […]

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How Much Must You Earn to Afford a Landed Property?

Landed property are considered exclusive in Singapore due to the scarcity and the limitations placed upon them. In fact, only Singaporeans and Permanent Residents (PR) of at least 5 years are allowed to purchase a landed property in Singapore. According to a research done by ValueChampion in 2018, only the top 5% of earners are […]

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Is Million Dollar HDB Worth the Money Spent?

Despite the economic downturn, transactions of million dollar HDB is still popping up in the news. From old HDBs to HDBs in new towns, these flats are no longer those that just MOP and are located in prime districts. Would you forked out $1million of your hard earn money for these HDBs? $1.1million Tiong Bahru […]

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Is the Singapore Saving Bonds (SSB) Still Worth It?

Simply put, the Singapore Saving Bonds (SSB) is a government-backed, almost risk-free investment, where you can get back your investment amount fully with no penalty should you decide to withdraw. How it works Unlike bonds, SSB works similarly to fixed deposit (FD). Every month start, SSB issuance will open for application with a pre-determined interest […]

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