♡ Less Thinking ♡ More Living ♡
If you are taking the maximum loan tenure for your home loan, you are looking at a life with debt for at least 25 to 30 years. Some people tend to be anxious about loans, and it can be an invisible weight on their shoulders. Having debt can also be […]
Mortgage loan is the only debt that we have since we paid off our student loans many years back. We are, in a way lucky, that we do not have other loans as we live within our means. We do not have a car, so we do not have any […]
As our toddler grows up, we have been considering opening a savings account for her, so we can start saving her angbaos and birthday gifts whenever she receives them. In Singapore, most people of our generation tend to have a POSB savings account as their first bank account. Who could […]
Interest rates for OCBC and UOB HYSA (high-yield savings account) are set to fall in May 2025, and interest rates for other safe investments like fixed deposits (FD), Singapore Savings Bonds (SSB), and T-bills have been falling over the past few months. As such, we have been researching how to […]
With HYSA (high-yield saving accounts), SSB (Singapore Saving Bonds), Fixed Deposits (FD) and T-Bills slashing their interest rates, parking our money in them is not as attractive anymore. This is especially so with interest rates expected to have further rate cuts in the next few months. UOB has slashed its […]
We expected other banks to follow OCBC’s footsteps in lowering their interest rates for their high-yield savings account (HYSA). However, we did not expect this move to be so soon. UOB dropped the interest rate for their UOB One account one week after OCBC made the news, and it is […]