As our toddler grows up, we have been considering opening a savings account for her, so we can start saving her angbaos and birthday gifts whenever she receives them. In Singapore, most people of our generation tend to have a POSB savings account as their first bank account. Who could […]
What Is In Our Long Term Investment Portfolio?
Interest rates for OCBC and UOB HYSA (high-yield savings account) are set to fall in May 2025, and interest rates for other safe investments like fixed deposits (FD), Singapore Savings Bonds (SSB), and T-bills have been falling over the past few months. As such, we have been researching how to […]
Saving Accounts Interest Rate Drop! Where Do We Put Our Money?
With HYSA (high-yield saving accounts), SSB (Singapore Saving Bonds), Fixed Deposits (FD) and T-Bills slashing their interest rates, parking our money in them is not as attractive anymore. This is especially so with interest rates expected to have further rate cuts in the next few months. UOB has slashed its […]
UOB One Interest Rate Drop! Now What?!!
We expected other banks to follow OCBC’s footsteps in lowering their interest rates for their high-yield savings account (HYSA). However, we did not expect this move to be so soon. UOB dropped the interest rate for their UOB One account one week after OCBC made the news, and it is […]
OCBC 360 Cutting Their Interest Rate! Should You Still Use It?
One year after UOB revised the interest rate of its UOB One account, OCBC is finally revising its interest rate, which will be effective in May 2025. While this is a long-expected move, it does not make the news easier to digest. The change in the interest rate is rather […]
Best Small Dishwasher for People with Small Space 2025
Once you try a dishwasher, you won’t want to go back to spending hours bending by the sink to wash dishes and cutlery by hand. If you haven’t tried one, you should definitely buy one now! You will be hooked on the time and energy you save from not having […]