♡ Less Thinking ♡ More Living ♡
Taking a career break was one of the riskiest decisions we made as a family, and we took great care to ensure we could afford it. The last thing you want is to regret that decision or realize you ran out of money earlier than you thought, and put yourself […]
What are T-Bills? T-bills, short for treasury bills, can be complicated to understand at first glance. However, once you deep-dive, T-bills are very straightforward to understand and easy to apply. In simple terms, T-Bills are a type of Singapore Government Securities (SGS) that is very popular amongst investors in Singapore […]
Recently, we made a decision to make an early prepayment to our home mortgage. It was a very hard decision to make as this payment is irreversible and it also means that we have lesser disposable cash (and CPF) on hand. Ultimately, it is a very difficult choice to make, […]
Any homeowners would know that home loans are the number one killer to deplete our salary and savings. For many of us, we would have 30% / 60% of our salary (maximum cap due to TDSR for HDB / private property) go into servicing the home loan. However, not all […]
After becoming parents, we have started to fully embrace the Singapore spirit of being “auntie” and “uncle”. Hand-me-downs are gratefully accepted, and don’t get us started on samples. We have started to embrace all the different types of samples given how picky little ones can get. You don’t really want […]
Recently, there was an article published by ricemedia.co on a 31 years old who retired in Singapore. Yes, you got that right – 31 years old retiree! With Singapores’ retirement age going up to 64 years old by 2026, his bold and unconventional move surprises many people. Undeniably, the number […]