Being 30 years old is weird. You transit from a wide-eyed fresh graduate who tasted money for the first time to a seasoned adult who is constantly managing your finances while planning for retirement. In this short period, you could have faced multiple milestones such as BTO-ing your first flat, […]
What are Singapore Savings Bonds (SSB)? Simply put, Singapore Saving Bonds (SSB) is a type of Singapore Government Securities (SGS) that is suitable for individual investors like us to invest. SSB is fully backed by the Singapore Government, which means you can get your capital back in full with no […]
Car used to be seen as an essential in my adult life when i was young. Especially when the MRT system was not as advanced and extensive, and bus routes were usually ply with many stops, and not all buses are air-conditioned (yes, i lived through that era!), car seems […]
Continuing our previous post, How Much Can You Receive in Cash and CPF Once You Sell Your HDB?, does anything change if you are above 55 years old? What will happen to your CPF if you sell your HDB? Can you purchase another flat using your CPF once you sell […]
Landed property are considered exclusive in Singapore due to the scarcity and the limitations placed upon them. In fact, only Singaporeans and Permanent Residents (PR) of at least 5 years are allowed to purchase a landed property in Singapore. According to a research done by ValueChampion in 2018, only the […]
Have you ever seen those advertisement in YouTube or Facebook talking about selling your HDB at a tidy profit, and using the profit to fund 2 private condos? Well, I sure did. This makes me wonder, unless you own a HDB flat that is Pinnacle @ Duxton, or anywhere in […]