♡ Less Thinking ♡ More Living ♡
Saving money is not simple, and as we grow older, we will have more responsibilities and more expenses that make saving even harder. While income may increase over the years, spending usually will exponentially increase more than income and you observe that your saving rates decrease over the years. Usually, […]
Ever since we switched to a single-income family (career break ftw!), and our family dynamics changed with our little peanut’s birth, we have drastically shifted our salary allocation. We used to allocate a lot of our money to our fun fund meant for traveling and decompressing after a hectic year. […]
2023 can be considered the year of change for our family. Apart from taking a career break, our family had a little surprise. Our little family of 2 grew to a family of 3. It was a bittersweet year as we were hit with a double whammy of increased expenses […]
Being 30 years old is weird. You transit from a wide-eyed fresh graduate who tasted money for the first time to a seasoned adult who is constantly managing your finances while planning for retirement. In this short period, you could have faced multiple milestones such as BTO-ing your first flat, […]
What are Singapore Savings Bonds (SSB)? Simply put, Singapore Saving Bonds (SSB) is a type of Singapore Government Securities (SGS) that is suitable for individual investors like us to invest. SSB is fully backed by the Singapore Government, which means you can get your capital back in full with no […]
Car used to be seen as an essential in my adult life when i was young. Especially when the MRT system was not as advanced and extensive, and bus routes were usually ply with many stops, and not all buses are air-conditioned (yes, i lived through that era!), car seems […]