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Landed properties in Singapore are considered scarce in Singapore due to the small land size and high population density. Owning a landed property, especially a freehold one, is a prestige and luxury due to the limited supply. This is a property that is statically reserved for the top 5% earners […]
Condominium (Condos) are probably many Singaporeans’ ultimate housing goals given its premium facilities and exclusivity. Whenever we hear someone have brought a condo, the word “million bucks” and “rich” would probably flash across our mind. However, behind all the glam and glitter, there are many additional costs to pay for […]
Accordingly to the 2019 Graduate Employment Survey (GES) survey conducted by the Singapore polytechnics, the median monthly salary for graduates is hovering at the $2k range. If we consider CPF deduction, the take-home pay will be around $1.6k. The amount looks decent enough to adult, but how is it that the […]
A new year always calls for new year resolution. Realistically, it is always about losing a few pounds, reading a couple of good books, or making saving plans to get that new PSP launching in 2019. Well, we also know how fabulously well our resolution turns out when 2019 rolls […]
After joining the workforce, I came to know the existence of income tax. Singapore uses a method called progressive income tax whereby higher income earners pays a proportionately higher tax, up to a highest rate of 22%. Income tax can eat into a huge amount of your income if you […]
In Singapore, it is common for children to stay with their parents until they marry and get their own apartment. However, for those who choose to remain single by choice, or who have not found their dream half, they may have to wait until they are 35 years old to […]