♡ Less Thinking ♡ More Living ♡
Recently, we made a decision to make an early prepayment to our home mortgage. It was a very hard decision to make as this payment is irreversible and it also means that we have lesser disposable cash (and CPF) on hand. Ultimately, it is a very difficult choice to make, […]
Any homeowners would know that home loans are the number one killer to deplete our salary and savings. For many of us, we would have 30% / 60% of our salary (maximum cap due to TDSR for HDB / private property) go into servicing the home loan. However, not all […]
After becoming parents, we have started to fully embrace the Singapore spirit of being “auntie” and “uncle”. Hand-me-downs are gratefully accepted, and don’t get us started on samples. We have started to embrace all the different types of samples given how picky little ones can get. You don’t really want […]
Recently, there was an article published by ricemedia.co on a 31 years old who retired in Singapore. Yes, you got that right – 31 years old retiree! With Singapores’ retirement age going up to 64 years old by 2026, his bold and unconventional move surprises many people. Undeniably, the number […]
Not me thinking I managed to maximize my interest rate in savings accounts on a single income in Singapore, only for UOB to announce that they are revising the UOB One Account interest rate. The change will be implemented coming 1 May 2024 and the most significant change is the […]
Since I took a career break in Singapore, we have officially changed from a dual-income family to a single-income family in Singapore. It is a little daunting with the sudden loss in income and we had to be more cautious with our money. We are also a lot more interested […]