♡ Less Thinking ♡ More Living ♡
One year after UOB revised the interest rate of its UOB One account, OCBC is finally revising its interest rate, which will be effective in May 2025. While this is a long-expected move, it does not make the news easier to digest. The change in the interest rate is rather […]
Taking a career break was one of the riskiest decisions we made as a family, and we took great care to ensure we could afford it. The last thing you want is to regret that decision or realize you ran out of money earlier than you thought, and put yourself […]
Any homeowners would know that home loans are the number one killer to deplete our salary and savings. For many of us, we would have 30% / 60% of our salary (maximum cap due to TDSR for HDB / private property) go into servicing the home loan. However, not all […]
Recently, there was an article published by ricemedia.co on a 31 years old who retired in Singapore. Yes, you got that right – 31 years old retiree! With Singapores’ retirement age going up to 64 years old by 2026, his bold and unconventional move surprises many people. Undeniably, the number […]
Not me thinking I managed to maximize my interest rate in savings accounts on a single income in Singapore, only for UOB to announce that they are revising the UOB One Account interest rate. The change will be implemented coming 1 May 2024 and the most significant change is the […]
Since I took a career break in Singapore, we have officially changed from a dual-income family to a single-income family in Singapore. It is a little daunting with the sudden loss in income and we had to be more cautious with our money. We are also a lot more interested […]