♡ Less Thinking ♡ More Living ♡
Saving money is not simple, and as we grow older, we will have more responsibilities and more expenses that make saving even harder. While income may increase over the years, spending usually will exponentially increase more than income and you observe that your saving rates decrease over the years. Usually, […]
Ever since we switched to a single-income family (career break ftw!), and our family dynamics changed with our little peanut’s birth, we have drastically shifted our salary allocation. We used to allocate a lot of our money to our fun fund meant for traveling and decompressing after a hectic year. […]
Being 30 years old is weird. You transit from a wide-eyed fresh graduate who tasted money for the first time to a seasoned adult who is constantly managing your finances while planning for retirement. In this short period, you could have faced multiple milestones such as BTO-ing your first flat, […]
Accordingly to the 2019 Graduate Employment Survey (GES) survey conducted by the Singapore polytechnics, the median monthly salary for graduates is hovering at the $2k range. If we consider CPF deduction, the take-home pay will be around $1.6k. The amount looks decent enough to adult, but how is it that the […]
A new year always calls for new year resolution. Realistically, it is always about losing a few pounds, reading a couple of good books, or making saving plans to get that new PSP launching in 2019. Well, we also know how fabulously well our resolution turns out when 2019 rolls […]