One year after UOB revised the interest rate of its UOB One account, OCBC is finally revising its interest rate, which will be effective in May 2025. While this is a long-expected move, it does not make the news easier to digest. The change in the interest rate is rather […]
How To Budget On A Single Income In Singapore
Taking a career break was one of the riskiest decisions we made as a family, and we took great care to ensure we could afford it. The last thing you want is to regret that decision or realize you ran out of money earlier than you thought, and put yourself […]
UOB One Account Interest Rate Dropped To 4%. Should You Still Use It?
Not me thinking I managed to maximize my interest rate in savings accounts on a single income in Singapore, only for UOB to announce that they are revising the UOB One Account interest rate. The change will be implemented coming 1 May 2024 and the most significant change is the […]
How I Maximize My Interest Rate In Savings Accounts On A Single Income In Singapore.
Since I took a career break in Singapore, we have officially changed from a dual-income family to a single-income family in Singapore. It is a little daunting with the sudden loss in income and we had to be more cautious with our money. We are also a lot more interested […]
How We Allocate Our Salary As A Single Income Family In Singapore
Ever since we switched to a single-income family (career break ftw!), and our family dynamics changed with our little peanut’s birth, we have drastically shifted our salary allocation. We used to allocate a lot of our money to our fun fund meant for traveling and decompressing after a hectic year. […]
2023 Financial Review – Career Break, Family and Travels
2023 can be considered the year of change for our family. Apart from taking a career break, our family had a little surprise. Our little family of 2 grew to a family of 3. It was a bittersweet year as we were hit with a double whammy of increased expenses […]