Taking a career break was one of the riskiest decisions we made as a family, and we took great care to ensure we could afford it. The last thing you want is to regret that decision or realize you ran out of money earlier than you thought, and put yourself […]
A Complete Guide To T-Bills 2024
What are T-Bills? T-bills, short for treasury bills, can be complicated to understand at first glance. However, once you deep-dive, T-bills are very straightforward to understand and easy to apply. In simple terms, T-Bills are a type of Singapore Government Securities (SGS) that is very popular amongst investors in Singapore […]
Retiring At 30 Years Old In Singapore. How Much Do You Need Minimally?
Recently, there was an article published by ricemedia.co on a 31 years old who retired in Singapore. Yes, you got that right – 31 years old retiree! With Singapores’ retirement age going up to 64 years old by 2026, his bold and unconventional move surprises many people. Undeniably, the number […]
UOB One Account Interest Rate Dropped To 4%. Should You Still Use It?
Not me thinking I managed to maximize my interest rate in savings accounts on a single income in Singapore, only for UOB to announce that they are revising the UOB One Account interest rate. The change will be implemented coming 1 May 2024 and the most significant change is the […]
How I Maximize My Interest Rate In Savings Accounts On A Single Income In Singapore.
Since I took a career break in Singapore, we have officially changed from a dual-income family to a single-income family in Singapore. It is a little daunting with the sudden loss in income and we had to be more cautious with our money. We are also a lot more interested […]
Singapore Saving Bonds (SSB) Interest Falls Below 3%! Is It Still Worth It?
Singapore Saving Bonds (SSB) is a government-backed, almost risk-free investment. It is considered a safe investment and is extremely popular amongst risk-averse investors as you can get back your investment in full with no penalty should you decide to withdraw. You can check out our guide here for more information […]