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Singapore Saving Bonds (SSB) is a government-backed, almost risk-free investment. It is considered a safe investment and is extremely popular amongst risk-averse investors as you can get back your investment in full with no penalty should you decide to withdraw. You can check out our guide here for more information […]
What is a DBS Multiplier Account? DBS Multiplier Account is a high savings interest account offered by DBS. High savings interest accounts are very popular in Singapore, and it is often compared to high savings interest accounts offered by other banks such as OCBC 360 Account and UOB One Account. […]
Saving money is not simple, and as we grow older, we will have more responsibilities and more expenses that make saving even harder. While income may increase over the years, spending usually will exponentially increase more than income and you observe that your saving rates decrease over the years. Usually, […]
Ever since we switched to a single-income family (career break ftw!), and our family dynamics changed with our little peanut’s birth, we have drastically shifted our salary allocation. We used to allocate a lot of our money to our fun fund meant for traveling and decompressing after a hectic year. […]
2023 can be considered the year of change for our family. Apart from taking a career break, our family had a little surprise. Our little family of 2 grew to a family of 3. It was a bittersweet year as we were hit with a double whammy of increased expenses […]
Being 30 years old is weird. You transit from a wide-eyed fresh graduate who tasted money for the first time to a seasoned adult who is constantly managing your finances while planning for retirement. In this short period, you could have faced multiple milestones such as BTO-ing your first flat, […]